Difference Between a Citation and a Speeding Ticket | Bankrate (2023)

Difference Between a Citation and a Speeding Ticket | Bankrate (1)

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Every driver dreads being pulled over by the police and handed a citation for a traffic violation. Stress can be amplified when you don’t fully understand the difference between a ticket and a citation. Whether or not you have been pulled over before, it is always wise to know what to do when you get a citation and how this affects your driving record and auto insurance cost.

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Citation vs. ticket

A “ticket” is simply a less-formal term for a citation; there is no difference between the two terms. Both are written records of you disobeying traffic laws with your vehicle while operating it or after it was parked. A ticket or citation is a written document typically issued by a police officer. In some cases, a speeding camera may notify the police if you were not obeying traffic laws, and a citation may be issued. When you get a ticket or citation, you will generally have to pay a fine and could even face a court appearance or jail time, depending on the severity of the offense.

Citations, moving violations and speeding tickets

Some citations are considered non-moving citations, issued for action taken when you are not actively operating your vehicle: for instance, a parking ticket. Citations can also be issued for moving violations, like speeding tickets, for actions when you are operating your vehicle. Some common moving violations include:

  • Speeding tickets: Speeding ticket convictions are when you may get a traffic citation or ticket for driving faster than the speed limit, resulting in a fine. A speeding ticket conviction will appear on your driving record and may negatively affect your insurance rate.
  • Running a red light/stop sign: Because this traffic citation makes the road more dangerous for everyone, a failure to stop ticket usually comes with a pretty hefty fine. Penalties vary by state and other factors, like if you caused an accident.
  • Driving under the influence (DUI)/driving while intoxicated (DWI): This traffic citation comes with serious penalties, from a sizable fine to license suspension and jail time. This ticket will likely appear on your motor vehicle record for at least three years. However, in certain states, it could remain on your record for up to 10 years, which means you may pay much more for auto insurance for the next decade.
  • Failure to signal: If you do not signal when taking turns, there is a chance of getting a moving violation. You may get a citation for this offense, which could earn you points on your license and a fine.

When you are pulled over by a law enforcement officer and issued a citation, the officer will typically explain the accusation against you. In the case of a speeding ticket, for example, the officer may have captured your speed on a handheld speed gun.

Once the officer explains why they believe you committed an infraction, you will be handed the ticket. This does not mean you are admitting guilt, but are agreeing to pay the ticket or appear in court to dispute it.

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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

How does a ticket impact your car insurance rate?

Depending on your auto insurance company and your driving history, your car insurance rate could increase if you receive a traffic citation.

First-time auto citation

If you are concerned about the impact a citation may have on your auto insurance rate, you may consider asking about ticket forgiveness. Some insurers allow forgiveness for first-time offenders, where a ticket will not impact their insurance premiums.

For repeat offenders or drivers whose insurance does not offer forgiveness, a single citation could raise your premium by several hundred dollars per year. Depending on the severity of your citation, you may see your insurance premium spike by quite a bit.

Clean driving recordAfter one speeding ticketPercent increase
National average$2,014$2,42720.51%

*Based on annual full-coverage car insurance rates

Repeat traffic citations

Too many motor vehicle infractions, especially if they result in your driver’s license being revoked or suspended, could cause significant premium increases or even cause an insurer to discontinue your coverage. This can happen in one of two ways.

  • If you have had a few infractions, but your driver’s license is still valid (meaning it has not been suspended or revoked), you may get a policy non-renewal notice from your auto insurer. This notice gives you an advanced warning that you cannot renew your auto insurance policy with that company. If you are deemed a high-risk driver, you not only face higher insurance rates, but may have a harder time securing an insurance policy.
  • If your license has been suspended, you could get a notice of cancellation from your auto insurer. This can happen at any time during the term of your policy. You may also need to file an SR22 certificate for having multiple speeding tickets or to reinstate your driver’s license.

In addition to fines, getting a ticket adds points to your driving record. If you incur enough points, you may have your license revoked by your state’s motor vehicle department. If you get a traffic citation, the surcharge may be applied to your next policy renewal. It is important to note that some policy terms may be shorter than others, so you could see a premium increase sooner if you have a six-month policy versus an annual policy.

Frequently asked questions

    • Having traffic violations on your motor vehicle record can impact the cost of your premiums for a few years, but there may be ways to offset the negative financial impact. Taking an approved driving course is one method for possibly reducing the cost of premiums when you have citations on your record. Enrolling in a safe driver program, where you agree to use telematics (such as an installed app or device) in exchange for feedback on your driving is another way to earn a potential discount. Lastly, talk to your insurance agent or company to ensure you are taking advantage of all available discounts.

    • A citation is another word for a ticket. Both terms refer to a document issued by local or state law enforcement explaining that you are accused of committing a traffic offense, like speeding. Failure to resolve your citation could create bigger problems. A warning is a less serious offense, typically a verbal notification by a police officer, that most likely will not be included on your motor vehicle record.

    • The length of time a violation remains on your driving record depends on its severity and the state. Speeding ticket convictions generally affect your insurance rates for three years or more. However, a DUI citation may remain on your driving record for up to 10 years.

    • Auto insurance premium increases implemented after a speeding ticket may last about three years. After about three years from your ticket’s conviction date, your insurance costs may no longer be affected by your ticket. However, there may be ways to save to offset higher insurance costs. Asking about discounts, taking an approved defensive driving course or considering telematics are a few options worth considering.

Methodology

Bankrate utilizes Quadrant Information Services to analyze 2023 rates for ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:

  • $100,000 bodily injury liability per person
  • $300,000 bodily injury liability per accident
  • $50,000 property damage liability per accident
  • $100,000 uninsured motorist bodily injury per person
  • $300,000 uninsured motorist bodily injury per accident
  • $500 collision deductible
  • $500 comprehensive deductible

Our base profile drivers own a 2021 Toyota Camry, commute five days a week and drive 12,000 miles annually.

Incidents: Rates were calculated by evaluating our base profile with a clean driving record compared to the same profiles with a single speeding ticket.

These are sample rates and should only be used for comparative purposes.

(Video) What is a Citation?

FAQs

Difference Between a Citation and a Speeding Ticket | Bankrate? ›

A “ticket” is simply a less-formal term for a citation; there is no difference between the two terms. Both are written records of you disobeying traffic laws with your vehicle while operating it or after it was parked. A ticket or citation is a written document typically issued by a police officer.

Is a citation the same as a warning? ›

Is a warning the same thing as a ticket? No, a warning is just an informal way of censuring a driver. However, a traffic ticket – also called a traffic citation – is intended to punish a driver for different traffic violations. You can either pay a traffic ticket or contest it in court.

What does it mean to be cited by police? ›

(a) Definition. – A citation is a directive, issued by a law enforcement officer or other person authorized by statute, that a person appear in court and answer a misdemeanor or infraction charge or charges.

What is a citation from police in Texas? ›

Under current state law1, utilizing cite and release is an option, but it is not mandatory. Under cite and release, if a person receives a citation, instead of being arrested and sent to jail, the person receives a summons to report to a specific location at a later date to handle the charge(s).

How long does a speeding ticket stay on your record in Texas? ›

In states such as Texas, a speeding ticket will permanently remain on your driving record, but it only affects your car insurance rates for three to five years.

How serious are citations? ›

When you get a ticket or citation, you will generally have to pay a fine and could even face a court appearance or jail time, depending on the severity of the offense.

When should you not include a citation? ›

When writing about yourself or your lived experiences, a citation is not necessary. Original ideas, including the write-up of results from your own research or projects, do not require citations.

Does getting cited go on your record? ›

Civil citations do not appear on a person's criminal record. You are not required to appear in court unless you intend to contest the violation, and you will not be found "guilty" or convicted of a crime.

Is being cited the same as being charged? ›

Citations are typically issued for non-violent offenses, such as driving on a suspended license or possession of a small amount of drugs. But even though you may receive a citation without being arrested, it is still a criminal charge which can lead to a conviction, jail time, fines, and a permanent criminal record.

What happens when someone is cited? ›

Overview. Citation in Lieu of Arrest is an order issued by law enforcement that releases a person on a promise to appear in court or pay a fine. Citations provide an alternative to booking and jail, and allow people who are not public safety or flight risks to: Remain in the community.

Can I just pay my citation and not go to court Texas? ›

If you pay without going to court, you will be convicted of a crime. Depending on how many tickets you've gotten recently, you may have to pay more money on top of your fine, called a “surcharge,” to the Department of Public Safety.

What happens when you get a citation in Texas? ›

A warrant may be issued for your arrest. You may have to pay additional fines and fees. Your case may be assigned to a private collection agency. You may be denied renewal of your driver's license.

How do I dismiss a citation in Texas? ›

Submit your Certificate of Completion and 3A driver record to the court listed on your citation. With those two documents, they should dismiss your Texas traffic ticket, pulling the points off your license and helping you keep your car insurance rates from going up.

How much is a first time speeding ticket in Texas? ›

If you get a speeding ticket in Texas, expect to pay between $155 and $340 for your traffic infraction. How much you pay for a speeding ticket in Texas depends on how much you exceed the limit and where you received your ticket.

How many points does a speeding ticket give you in Texas? ›

2 points are assessed if you are convicted of a moving violation ( in Texas or any other state. Speeding violations must be greater than 10% over the posted speed, and no points are assessed for safety belt convictions. 3 points are given for moving violations that result in a crash in Texas or in another state.

Do I have to appear in court for a speeding ticket in Texas? ›

The first thing that has to happen is that you must make an appearance regardless of whether you plan to admit guilt or not. When you received the traffic ticket the police officer more than likely pointed out to you the date to appear. You must plead guilty, not guilty or no contest on or before your appearance date.

Is 100 citations a year good? ›

A hundred citations is clearly “highly impactful” regardless of the year the paper was published. To get a better sense of papers that are above the baseline, we can take a look at the actual numbers.

What is considered high citation? ›

Highly Cited Papers are papers published in the last 10 years that are receiving the most citations (top 1%) when compared to peer papers (same field, same publication year).

Is it OK to end a sentence with a citation? ›

Note: Usually, your parenthetical citation will go at the end of the sentence, but sometimes it can go in the middle of the sentence if there is a naturally occurring pause and if putting it at the end of the sentence would move it farther away from the documented material.

What is most likely to require a citation? ›

ALWAYS CITE, in the following cases:
  • When you quote two or more words verbatim, or even one word if it is used in a way that is unique to the source. ...
  • When you introduce facts that you have found in a source. ...
  • When you paraphrase or summarize ideas, interpretations, or conclusions that you find in a source.

What are the 3 citation rules? ›

APA (American Psychological Association) is used by Education, Psychology, and Sciences. MLA (Modern Language Association) style is used by the Humanities. Chicago/Turabian style is generally used by Business, History, and the Fine Arts.

What is the basic reason for citation? ›

Citing makes your work more credible. Citing tells your reader where you found your information. Citing allows your reader to learn more, beginning with your sources. Citing gives credit to the people whose words or ideas you are using.

What does a citation look like? ›

In-text citations include the last name of the author followed by a page number enclosed in parentheses. "Here's a direct quote" (Smith 8). If the author's name is not given, then use the first word or words of the title. Follow the same formatting that was used in the works cited list, such as quotation marks.

Does citation count matter? ›

The number of citations academic articles collect, as the professors clarify in their paper, has become a critical measure of the ranking, as well as scholarly performance, of academic institutions in recent years.

What does it mean to be legally cited? ›

Legal citations, in general, are used to identify the source of information supporting a particular point in a legal document (such as a motion, a brief, or a decision).

Is a citation evidence? ›

If you cite something, you quote it or mention it, especially as an example or proof of what you are saying.

What does it mean to include citations? ›

What is Citation? A “citation” is the way you tell your readers that certain material in your work came from another source. It also gives your readers the information necessary to find the location details of that source on the reference or Works Cited page.

Is it OK to cite a citation? ›

Citing a source that you found in another source is known as using a secondary source. You should always try to read and cite the original work (the primary source). If it is not possible to do this, you have to cite the original as contained in the secondary source.

How do you deal with citations? ›

The fastest and easiest way to handle your traffic citation may be to pay your fines or fees outright. You can plead guilty or no contest typically by signing the citation and mailing it into the courthouse with the appropriate fee.

What is a sentence for cited? ›

The museum had often been cited as an example of successful fund-raising. He cited evidence suggesting she was in the area when the crime was committed. She was cited for reckless driving.

Is it important to be cited? ›

Citations are a way of giving credit when certain material in your work came from another source. It also gives your readers the information necessary to find that source again-- it provides an important roadmap to your research process.

How much is a day in jail worth in Texas? ›

If the court gives you credit, you will be given at least $100 of credit for every 24 hours spent in jail. Some courts will give you more credit per night or waive any additional amount you owe if you've spent time in jail.

Is a citation a criminal charge in Texas? ›

Most of the time, people who get a ticket feel that it's civil in nature. And most of the time they're right. The large majority of the traffic violations you'll ever commit in Texas are considered civil offenses. But sometimes, traffic violations can be charged as criminal offenses.

How do you respond to a citation in Texas? ›

File (turn in) your completed answer form with the court.
  1. To file online, go to E-File Texas and follow the instructions. And you can read TexasLawHelp's How to E-File.
  2. To file in person, take your answer (and copies) to the district clerk's office in the county where the plaintiff filed the case.
Apr 10, 2023

How many points is a citation in Texas? ›

Points are assessed for Texas or out-of-state moving violation convictions: two (2) points for a conviction, and three (3) points for a conviction that resulted in a crash. Individuals are assessed a point surcharge annually if they have six (6) or more points on their driver record.

What does a citation mean in Texas? ›

When you file your Petition at the clerk's office, the clerk may ask if you want to have citation issued. This is sometimes called “service of citation” or “service of process.” It is legal notice to the other side that you have filed your case.

How long are citations good for in Texas? ›

The citation shall further direct that if it is not served within 90 days after date of its issuance, it shall be returned unserved.

What is the best defense for a speeding ticket? ›

Common Defenses to a Speeding Ticket
  • Necessity. If you had to speed to avoid a serious accident, you may be able to argue that you had no choice but to speed. ...
  • No posted speed limit. ...
  • Not speeding. ...
  • Radar gun inaccuracy. ...
  • Speedometer calibration. ...
  • GPS. ...
  • Not the person driving.

Does a citation go on your record Texas? ›

Do Citations Stay On Your Record. If you've been pulled over and given a ticket in Texas, you may be wondering how long it will stay on your record. The answer depends on the severity of the offense, but generally speaking, most traffic tickets will remain on your record for at least three years.

Does a citation stay on your record in Texas? ›

A traffic citation in Texas remains on your driving record for three years following the conviction. Along with the violation record, the points linked with the ticket are also kept for three years.

How fast over the speed limit is a felony in Texas? ›

For more serious offenses such as going more than 25 mph over the speed limit or evading arrest altogether, you may face felony charges with penalties ranging from lengthy jail sentences to thousands of dollars in fines.

Can you get out of your first speeding ticket in Texas? ›

In this scenario, you can either pay the fine (and any other applicable fees) to the court and let the citation (and the associated points) go on your driving record or you can request to have the ticket dismissed by taking a state approved driver safety course (aka defensive driving).

Why are Texas speeding tickets so expensive? ›

Speeding Ticket Fees Vary by State

But the addition of fees tacked on by governments -- to pay for everything from court construction to emergency medical services -- accounts for the steep increase.

Can you beat a speeding ticket in Texas? ›

If you're ok with a reduced fine or sentence, then you can easily fight your speeding ticket on your own. You'll need to notify your county court that you intend to submit a not guilty plea. You can do this at the court or you can mail it in – just do it before the due date on your ticket.

How much is 10 miles over the speed limit in Texas? ›

Houston
M.P.H. OVER LIMITSPEEDING: POSTED ZONESPEEDING: SCHOOL ZONE
1 - 5 m.p.h.$224$254
6 - 9 m.p.h$234$274
10 - 14 m.p.h.$259$289
15 - 19 m.p.h.$284$309
2 more rows

How do I clean my driving record in Texas? ›

Examples of aspects of a clean driving record would be:
  1. No moving traffic violations.
  2. No at-fault accidents.
  3. No DWI convictions.
  4. No points from the past three or more years.
Sep 20, 2022

What is the difference between a ticket and a citation in Texas? ›

A “ticket” is simply a less-formal term for a citation; there is no difference between the two terms. Both are written records of you disobeying traffic laws with your vehicle while operating it or after it was parked. A ticket or citation is a written document typically issued by a police officer.

Does a police officer have to prove you were speeding in Texas? ›

While the speed does not have to be demonstrated to the driver by the officer at the time of the traffic stop, in court the prosecutor must prove that the driver drove “a vehicle upon any highway of this State at a speed which is greater than the applicable statutory maximum speed limit” as posted.

Is a written warning better than a citation? ›

A warning, even a written one, will not affect your insurance rates: only a citation will. A traffic citation will show up on your driving record and driving license and affect your car insurance rates.

What does citation mean in accident? ›

If you received a citation after a car accident, it means that the police officer at the scene believes that you were at fault for the incident. However, auto accidents are not always cut and dry. It is possible for both parties to be cited.

Is a citation the same as disciplinary action? ›

A citation is an administrative action, usually including a fine, for violations of the laws and regulations enforced by the Board. Citations are not formal disciplinary actions, but they are matters of public record.

What does citation mean in safety? ›

Citations serve as warnings, signaling the employer to take action to resolve the violation. After receiving a citation, the employer must post a copy of it at or near the place where each violation occurred for at least three days or be issued an OSHA posting requirement violation.

Is a written warning a big deal? ›

Warnings are serious business, not to be mistaken for being chewed out by your supervisor. You can think of a warning as an early step in the termination process.

How long does a written warning last? ›

How long will a disciplinary be held against you? How long a disciplinary will be held against you depends on what the sanction is. For example, a first written warning could last six months, but a final one could last twelve months.

How many warnings do you get before a written warning? ›

The law does not set any specific guidelines on how many verbal warnings should be given before issuing a written warning. However, it is generally recommended that for minor conduct issues such as lateness, you give at least three verbal warnings before progressing to a written warning.

What is the most common citation in a traffic accident? ›

#1 — Speeding Tickets

Speeding is the number one traffic violation across the country.

What is a citation claim? ›

You should use evidence (citations) any time you make a claim that is not based on a well-known fact or common knowledge. Here's a list of situations when your teacher would expect a citation: You make a specific claim that could be challenged--like London is the foggiest city in the world.

What does citation mean in case brief? ›

Legal citations, in general, are used to identify the source of information supporting a particular point in a legal document (such as a motion, a brief, or a decision).

What type of citation is legal? ›

The most frequently used style manual for citing to Legal Documents is the The Bluebook : a uniform system of citation. APA, MLA and Chicago Manual of Style all refer to the Bluebook for citing to certain documents such as cases.

What is legal citation called? ›

A citation (or cite) in legal terminology is a reference to a specific legal source, such as a constitution, a statute, a reported case, a treatise, or a law review article. A standard citation includes first the volume number, then the title of the source, (usually abbreviated) and lastly, a page or section number.

What does a legal citation for a court decision include? ›

Parts of a Citation

A complete citation includes the names of the parties in the case, the volume number of the court reporter, the court reporter abbreviation, the page number of the reporter where the case begins, and the year the case was decided.

What are the three types of citation? ›

How to do I choose a citation style?
  • APA (American Psychological Association) is used by Education, Psychology, and Sciences.
  • MLA (Modern Language Association) style is used by the Humanities.
  • Chicago/Turabian style is generally used by Business, History, and the Fine Arts.
Apr 27, 2023

What is the reason for citation? ›

Citing makes your work more credible. Citing tells your reader where you found your information. Citing allows your reader to learn more, beginning with your sources. Citing gives credit to the people whose words or ideas you are using.

What is citation and how does it work? ›

What is a Citation? A citation identifies for the reader the original source for an idea, information, or image that is referred to in a work. In the body of a paper, the in-text citation acknowledges the source of information used. At the end of a paper, the citations are compiled on a References or Works Cited list.

Videos

1. Is there a Difference Between a Criminal or Civil Traffic Ticket?
(Robert Gouveia Esq.)
2. Difference between Civil and Criminal Traffic Citations? Miami Criminal Lawyer
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3. THE 6 WAYS TO ACTUALLY BEAT A SPEEDING TICKET
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4. How To Get Out of a Speeding Ticket
(Funny Or Die)
5. Is Traffic Ticket a CITATION? | N400 FAQ Traffic Tickets | USCitizenshipTest.org
(US Citizenship Test. Org)
6. What'sis the difference between Boating & Traffic Citations? (90) Michael A Haber, Esq
(Michael Haber)

References

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